Reasons Why Startup Companies Don't Receive Funding

We work with thousands of funding sources, representing every continent except Antarctica, and the feedback from them is similar worldwide that almost all Startup Companies seeking funding are a waste of time, keep reading to find out why, and learn from this so you become a better applicant who receives funding.

Almost all entrepreneurs from startup companies enter the funding process woefully ignorant and then they blacklist themselves from ever receiving funding by broadcasting their ignorance throughout the internet instead of learning what they should be doing if they are interested in receiving funding. Funding sources call this the “I am stupid and I am right” mind set. Then, other ignorant people add comments, it becomes the blind leading the blind, and all of you blacklist yourselves because funding sources see these comments during a due diligence process then decline your projects for investment because they have no desire to be business partners with the ignorant and unprofessional, I see this frequently.


Numerous funding sources fund projects worldwide within any industry that is legal within any country, for startup and existing companies, daily. Many of them have changed their corporate philosophy and now refuse to fund ALL startup companies because there is a phrase used in the funding industry called “time wasters” for applicants who are ignorant, deaf, dumb & blind, who enter the funding process unprepared, do not listen to direct feedback from brokers & funding sources about what to do to receive funding, and then when their projects are declined, they blame everyone but themselves and go back onto the internet and waste everyone else’s time, which infuriates the funding industry. As a result, investors talk to each other and as professional courtesy, they warn each other about “time wasters” so other investors do not waste their time, the applicants become blacklisted by the funding industry.

If you have been on the internet for more than thirty days and no funding source has spoken to you, asked you to sign a contract, and started the due diligence process to verify the accuracy and honesty of you, your company, and all submitted paperwork, GET OFF THE INTERNET, analyze the mistakes you have made, and STOP WASTING EVERYONE’S TIME. Investors are typically parts of many investor groups and when an applicant is declined, or found out to be a liar, unprofessional, or a time waster, that information is shared with other investors as professional courtesy and you become blacklisted, one of the reasons less than 1 % of all startup companies EVER receive funding. Investors also know how long you have been seeking funding and know that if you have been seeking longer than thirty days that you have made numerous mistakes and are difficult to work with which is why no funding source has started the due diligence process to potentially fund your project.

Too many Applicants think the process consists of announcing you need money and waiting for someone to hand it to you, no questions asked. This is not charity; you are expected to be able to explain how an investor will have a profitable investment, and how an investor will be repaid for any debt you incur. If your proposal is to only repay a percentage of future profits, stop wasting everyone’s time on the internet. Existing companies will be asked to provide audited financial statements, startup companies will be asked for notarized bank statements to verify assets.

All applicants will be asked to provide cash and noncash collateral, if you expect an investor to provide 100 % investment and assume 100 % of the financial risk, stop wasting everyone’s time on the internet. If you are a Startup Company who thinks an investor will give you money in exchange for equity only when your company does not have established revenue and profit stop wasting everyone’s time on the internet. Do not seek funding until your company is legally registered, you have a completed business plan & completed draw down schedule for the exact amount of cash you are seeking, otherwise investors will gauge that you are not ready to receive funding.

Also, go to a bank, and apply for a loan first before going onto the internet, and learn the process. You will need to pay fees, you will need to legally be a company, have all financial statements, budgets, business plans, corporate biographies, etc. ready before applying. There is a reason entrepreneurs are on the internet seeking funding, banks have already declined them for funding because they are deemed high risk investments. Any applicant who claims to be a no risk or low risk investment on the internet is seen as naïve and a liar by investors, and you will not be taken seriously.

Furthermore, investors do VERY THOROUGH due diligence before deciding whether to invest in a project, and ALL applicants go through due diligence at their own expense because some applicants lie and submit fraudulent applications that become declined. If you ever have made ignorant or negative comments on the internet, PLEASE DO NOT APPLY because you will be declined for funding. Investors have ZERO INTEREST in being business partners with anyone who is ignorant or unprofessional and they will find your internet comments during the due diligence process, so please think very carefully before you make internet comments, they will come back to haunt you, I see it occur frequently.

Applicants who think that companies are fraudulent because they charge due diligence or any other fee are ignorant and time wasters, funding sources know that many applicants are liars who submit fraudulent applications and they will not spend their own money to perform due diligence only to find out the applicant is a liar, fraud and time waster. Also funding sources hire attorneys to create contracts, accountants to verify financial statements, budgets, and other financial documents, and industry consultants who are experts in your industry to help verify if a project is an intelligent investment, these consultants charge thousands of dollars for their time, and funding sources pass those costs to the applicant because they are tired of eating that cost only to find out the applicant was a liar, fraud and time waster.

Learn from this advice because I have direct feedback from funding sources that some have left the industry because they are tired of wasting their time with the numerous liars, frauds and time wasters applying for funding, and many have switched corporate philosophy and no longer fund startup companies because of the ignorance, lack of professionalism, and rampant unprepared volume of applicants who waste everyone’s time and then broadcast their ignorance throughout the internet after their projects are declined for funding, or after they are caught lying during the due diligence process.

Ask anyone who funds projects for a living to verify that less than 1 % of ALL startup companies ever receive funding, and that almost all applications from startup entrepreneurs are a waste of time because of ignorance and a lack of preparation. Learn from this and be prepared before you seek funding. You make ONE first impression; make it a first impression that is not wasting everyone’s time.

Due Dilligence Fees

We work with many funding sources worldwide. They do not charge upfront fees (when an applicant is charged money to be accepted as a client), closing fees, contingency fees, processing fees or application fees and there are plenty of companies that do charge those fees, in addition to “retainer” fees to remain as a client of the funding source after you have already been charged upfront fees.

However, it is very important that applicants understand that they are expected to cover the cost of the funding source’s investigative work and travel to their company during the due diligence process.

If a client is not prepared to pay this due diligence fee, then funding sources will not work with them, this is not negotiable.

Funding sources do not give millions of dollars to companies without a due diligence process beforehand. This is not only common sense it is good business sense. Go to a bank, apply for a loan, and see if the bank has you fill out forms, answer many questions about yourself and your company and pay fees related to applying for a loan, before you receive any money, then you'll better understand a due diligence process.

Funding sources verify the accuracy of all information submitted during the funding process and if an applicant has lied and submitted a fraudulent application, which happens occasionally, the project will be declined for funding. No funding source will “guarantee” funding because due diligence is required to verify the accuracy and honesty of the applicant and the applicant’s submitted paperwork, and unfortunately some applicants lie. Again, go to a bank, apply for a loan, and verify that you will go through the exact same process, and pay fees to do so; it is the standard within the public and private banking industries.

Investors are interested in making profitable investments in which the client company and the investor both earn a lot of money. Funding sources will not use their own funds to investigate a project, and operate at a financial loss, neither will banks.

Investments are about calculating the amount of perceived risk and managing that risk, and the due diligence process is about a potential investor finding out about the company seeking funding, the members of its management team, and gauging if the company is a potentially profitable investment. Funding sources’ due diligence fees occur before closing, before funding sources spend money to hire third party due diligence companies, and the applicant is expected to pay these expenses before the funding source begins its due diligence process.

Due Diligence includes but is not limited to the following:

- Civil, Corporate and Criminal Background Checks on all Principals and management team (Key Personnel)

- Investigating the Financial Background of Principals (personal and corporate)

- Accounting Fees - Assigning an accounting firm to run a parallel pro forma and to verify the accuracy of accounting data submitted

- Travel to site and meeting with the principals if desired by the funding source

- Hiring Industry Consultants to help evaluate the potential risk of the investment

- Lien and Title Property Searches

- Consulting of Lawyers for legal matters and preparation of legal contracts

Fees for Due Diligence vary by each individual project, your industry, your geographic location, and the expected costs of accountants, attorneys, industry consultants, etc. They are dictated by the funding source, and are not negotiable. When travel is involved, fees will be higher. The decision of whether or not the funding source requires a face-to-face meeting is optional, decided by the funding source as part of their criteria before approving your project to receive funding, and is not negotiable.

We work with thousands of funding sources worldwide, the fees also vary by funding source, so do not ask me how much Due Diligence Fees are for your project until after a funding source has verified interest in your project, a desire to proceed, and the funding source provides an invoice for the amount of expected due diligence costs, until then we do not know how much due diligence fees will be for your project.

Send an e-mail to me at ceo@hindmarshfinance.com

Existing Company Seeking Funding

Are you seeking funding for 1 Million + USD in Exchange for Debt or Equity?

Contact me if you work for an Existing Company (which has Cash, Accounts Receivable, Inventory, other Assets, Revenue, EBITDA & Net Profit) seeking funding of 1 million + US Dollars in exchange for Debt (Loan) or Equity (Partnership).

Only Executives (preferably the C.E.O.) legally capable of signing a contract on behalf of the company requesting to receive funding should contact me.

Send an e-mail to me at ceo@hindmarshfinance.com

Money For Commercial, Real Estate Development, Financing, Purchasing & Sales

Our funding sources are providing funding for worldwide projects of $ 500,000 or more in US Dollars in exchange for debt (development & loan financing), purchases & sales if you meet the criteria below.

Types of funding…

• Development (for Apartments, Condominiums & Townhouses)
• Financing (for Commercial Buildings, Industrial Buildings & Property)
• Purchases & Sales (for Businesses)

Additional funding is available for financing, purchases & sales of…

• Multiple Family Buildings (Financing, Purchases & Sales)
• Office Buildings (Financing, Purchases & Sales)
• Raw Land (Financing, Purchases & Sales)
• Retail Building (Financing, Purchases & Sales)
• Strip Mall (Financing, Purchases & Sales)
• Warehouses (Financing, Purchases & Sales)

Available for both Start Up (pre revenue) and existing companies

All countries are eligible

If you are contacting me to request funding, you need to be one of the executives of your business (preferably the C.E.O.), legally capable of signing a contract on behalf of your business.

Send an e-mail to me at ceo@hindmarshfinance.com

Outside cushions

Due to the resilient nature of the job it has to do, outdoor furniture is not always as comfy as we would like. Sitting for long periods on materials that are pretty much indestructible, may take its toll on your backside. However outdoor patio furniture, be it made from wicker, teak, metal or plastic, is an expensive investment, and so manufactures, at least good ones make the furniture to last. The solution to making this furniture comfortable and stylish, is to add the right outside cushions.

Buying the right outdoor furniture cushions is very important, not only has the style got to fit your eye, but you need to be mindful of practical issues, such as will the cushions be left outside at the mercy of the weather, or will your really put them away at the end of use? Buy the wrong outside cushions for your chairs or chaise lounges, and you will soon grow tired of them. So let's see if we can help you get this decision right...

First consideration goes to the colors and patterns you may consider, ideally your outside leaving area may draw from themes you may have indoors, alternately you maybe looking to create an outside oasis of your dreams, either way note down colors, styles and themes that interest you. There are many retailers of outdoor furniture cushions, and the vast selection may become mind blowing. I would suggest looking through decor magazines or ideally the Internet, where you will able to browse through all the variations and compare prices at the same time.

There can be a vast difference in price between outside cushions, the main reason for these differences is the level of hardiness the outdoor cushion, pillow or pad may possess. If you opt for cushions made from marine grade fabrics designed to handle the hardships of a sea faring life, you'll pay a lot more than for a cotton cushion designed for use in perfect weather and lucky enough to be stored in a dry airy storage area.

If your climate is warm and wet, you know your battle is with mold and mildew, If you have to endure blistering sun you will need cushions with UV protection. No fear though as there are now cushions designed and manufactured that seem near indestructible, and are guaranteed accordingly! I would again suggest a little homework on the web to discover the level of protection you will need manufactured into your perfect outdoor cushions, pillows and pads. I also believe that buying the cheapest cushion will become a false economy, and would suggest getting the best quality outside cushions your budget will allow.

Should you cushions encounter any spillage, clean immediately before the stain can lock in, gently rubbing with soap and water, will deal with most stains, you can use commercial stain remover, if the stain is more oil based, but adhere to the manufactures instruction, as if the cleaning agent is too strong it may damage the cushions finish or treatment.

Though we have talked about some of these modern outdoor furniture cushions being near impervious to extreme weather, if you can your cushions will thank you for be stored when not used, and if they could ask for a dry airy environment, they'll gratefully serve you for many, many years.

Well I wish you all the best for your replacement outdoor cushions hunting project, and that you enjoy your outside space as much as I do, do take the time for a little research on the web if you can, the vast amount of choice, and competition for our money, is reducing prices substantially, and there are subsequently some fantastic bargains to be found

Peeling fingernails

I work in the nail industry and I am amazed at just how many people still believe the wive's tale that eating jello or gelatin will help them improve their fingernails. Every self-help website on the internet has people giving advice to take vitamin E or gelatin. I am here to remind people that don't know yet, that buying an oral supplement to help your fingernails is a complete waste of time and money.

WASTED MONEY SPENT ON ORAL NAIL SUPPLEMENTS

It is generally accepted that unless you are malnourished, no supplement will help you grow stronger nails. Dry, brittle, cracking and peeling fingernails are in most cases caused by environmental factors. Fixing the problem is usually simple, straight forward and relatively inexpensive.

THREE BIGGEST FACTORS EFFECTING NAIL HEALTH

Three of the biggest factors that effect the health of the fingernail (excluding injury and fungus) are water, the weather and efforts to make them look prettier (polish / fake acrylics). These factors act to strip the lipids out from the protective coating. This "dries" the fingernail out and makes it brittle or susceptible to peeling. I will briefly explain each factor and then tell you how to get the best bang for you nail care efforts.

Water: Health care professionals or teachers or anyone that washes their hands many times a day are giving their nails a beating. Nails in water strips out the lipids and raises heck with its protective barrier.

Weather: Living in a harsh, dry, cold (or hot) climate also dries out the nail and hurts the nail's protective coating.

Nail Polish and Fake Nails: Excessive use of nail polish doesn't give you nail a chance to "breathe". The frequent color changes and the harsh nail polish remover strips the nails. I won't waste a lot of time on what happens to your nails under the acrylics.

SIMPLEST, MOST COST EFFECTIVE WAY TO IMPROVE YOUR NAILS

Use a lipid-rich, penetrating nail conditioner to remedy peeling fingernails.

Don't cheap out and buy some oil that will just sit on top of the nail. Spend a few extra dollars and get a formula that will penetrate into the nail and through its protective coating. If you don't, you are again wasting your time and effort. When you consider how long a small amount of nail conditioner actually lasts, the added cost is really insignificant.

An excellent penetrating nail conditioner is the simplest and best thing you can do to help strengthen and make your nails naturally gorgeous. It literally costs just pennies and takes only seconds a day.

Venture Capital Firms

While the terms and conditions of venture capital are not standardized, there are some salient features of venture capital arrangements. The venture capital firm is inclined to assume a high degree of risk in the expectation of earning a high rate of return. The venture capital firm, in addition to providing funds, takes an active interest in guiding the assisted firm. The financial burden for the assisted firm tends to be negligible in the first few years. The venture capital firm normally plans to liquidate its investment in the assisted firm after 3 to 5 years. Typically, the promoter of the assisted firm is given the first option to acquire the equity investment held by the venture capital firm.

Venture capital firms can raise funds from different sources. The important long-term sources of finance are issue of equity shares and preference shares, issue of debentures of different types, raising of term loans from financial institutions and generation of reserves. Venture capital firms may use different combinations of these sources by considering their relative cost and availability and their impact on the value of the firm. Accordingly, a company can have patterns of capital structure such as equity shares only, equity shares and preference shares, equity shares and debentures, equity shares and preference shares reserves, equity shares and preference shares debentures, equity shares and preference shares/debentures reserves.

The capital structure of venture capital firms is influenced by number of factors such as trading on equity, growth and stability of sales. Trading on equity means the use of long-term, fixed interest bearing sources of finance along with equity capital. Adopting trading on equity can increase the return on equity. However, this is possible only when the return on investment is more than the cost of finance.